Hey, it’s Jeffrey — back again!
Premium credit cards have credits that expire or reset at year-end. Most people don't remember every single benefit, and the details can be complicated. Here's a prompt that makes it easy to figure out what you can get.
I have the following credit cards (delete any you don't have, add any not listed):
American Express Platinum
American Express Gold
Chase Sapphire Reserve
Capital One Venture X
Citi Strata Premier
Hilton Aspire
Marriott Bonvoy Brilliant
What credits, perks, or benefits reset or expire at the end of the year for each card I have? List each one with the dollar value, what it can be used for, and the deadline.
What I found after running this in ChatGPT: $794 in credits across two cards I hadn't fully used yet.
Reply and tell me what you find.
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One quick note: This newsletter is for educational purposes only and does not constitute financial advice. I'm not a financial advisor — just someone sharing ideas and tools I've found useful. Use what works for you, skip what doesn't, and always do your own research. Some links may be affiliate links or sponsored content for which I may receive compensation.